OUR INTERNATIONAL SOLUTIONS
International Health Insurance & Travel Insurance
Helping globally mobile individuals and businesses secure healthcare cover wherever life and work take them.
Advisor Office provides expert guidance on international health insurance and travel insurance, helping expatriates, globally mobile professionals, international businesses and frequent travellers secure the right cover with confidence while navigating the complexities of international healthcare.
INTERNATIONAL HEALTH INSURANCE
International Health Insurance for Expats and Global Teams
Comprehensive international health insurance for individuals and businesses operating across borders. We help you structure the right cover based on your location, risks, and workforce needs, ensuring access to quality healthcare worldwide, with the flexibility to operate confidently across regions.
Why it matters
For businesses, employee healthcare abroad isn’t just a benefit, it’s a responsibility. Without the right cover, medical emergencies can quickly become costly, complex and difficult to manage effectively.
FAQs
What does international health insurance typically cover?
International health insurance can include hospitalisation, specialist treatment, chronic care, emergency medical assistance, evacuation services, maternity cover, and access to private healthcare facilities across multiple countries or regions. Some plans also include wellness support, preventative care, and mental health benefits. The exact level of cover depends on the selected plan, region of cover, and the needs of the individual or business.
Do employees travelling or working abroad need international health insurance?
Yes. Medical treatment abroad can be extremely expensive and healthcare systems vary significantly between countries. International health insurance helps ensure employees have access to appropriate medical care while reducing financial and operational risk for the business.
Can international health insurance include emergency evacuation cover?
Yes. Many international health insurance plans include emergency evacuation and repatriation cover, particularly for employees working in remote or high-risk regions.
TRAVEL INSURANCE
Travel Insurance South Africa and Worldwide
Short-term travel comes with risk, both personal and business-related. Our travel insurance solutions provide protection against medical emergencies, cancellations and unexpected disruptions, ensuring peace of mind while travelling.
Why it matters
When employees travel, medical emergencies or disruptions can quickly become expensive and complex, particularly when navigating unfamiliar healthcare systems.
FAQs
Why is travel insurance important for business travel?
Business travel can expose employees to unexpected medical emergencies, travel disruptions, cancellations, or lost luggage. Travel insurance helps protect both the employee and the business from unnecessary financial risk.
Does travel insurance cover medical emergencies overseas?
Yes. Most travel insurance plans include emergency medical treatment and assistance while travelling internationally, depending on the policy terms and destination.
What happens if an employee becomes ill while travelling abroad?
Without appropriate cover, accessing treatment overseas can quickly become extremely expensive and difficult to manage, particularly in unfamiliar healthcare systems where upfront payment may be required before treatment is provided. Travel insurance helps ensure employees can access emergency medical care, support services, and assistance during unexpected medical or travel-related situations abroad.
ONGOING SUPPORT
More than just cover.
Choosing the right solution is only the beginning. We provide ongoing, hands-on support to ensure your cover works when you need it most, because the true value of cover lies in how it performs when it matters.
Claims support and escalation
We handle the complexity of claims on your behalf
Pre-authorisation assistance
Fast, efficient pre-auth when you need procedures
Day-to-day member and HR support
Ongoing guidance for members and HR teams
24/7 emergency assistance
Round-the-clock worldwide emergency support
